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The steps you take after a car accident can save lives, reduce injuries, help ensure quick settlement of your car insurance claim, and keep you out of trouble with the law; however, when you are stressed, it can be hard to remember what to do after a car accident.

Auto Accident Report Form Keep In Your Glove Box When an accident occurs: First Steps Do Not Say While Still At the Scene. Remain calm. Get to a safe place. According to the United States Department of Transportation, 3,450 people were killed in car accidents involving a distracted driver nationwide. Moreover, it is estimated that, in 2015, 391,000 people were injured in accidents that involved a distracted driver 30,000 of which involved the use of a cell phone.

Even if you're a safe driver, car accidents are an inevitable part of life. The average driver will go through three to four accidents in a lifetime. And when an accident happens, all drivers involved have certain responsibilities. This video covers preparedness for an accident, driver responsibilities (legal and ethical) when one occurs, what steps to follow immediately after the accident. Get reviews, hours, directions, coupons and more for Thompson, Lauron M at 7500 Commons Blvd, Victor, NY 14564. Search for other Pharmacies in Victor on The Real Yellow Pages®. Oct 21, 2015 Car accidents are a common occurrence, accounting for over $230 billion in losses every year in the U.S. A number of agencies and organizations track car accident statistics, using the information to help prevent accidents, and to improve safety of drivers and passengers involved in accidents, through improvements to automobiles and roads.

This checklist guides you through the steps you should take immediately following an auto accident and in the days after.

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Be Prepared

  • Download and print an accident report form for your state. Keep it in your vehicle to help you gather all the necessary information.
  • Print a copy of this checklist and keep a copy in your car.

Immediately After the Accident

  • Stay safe. Assess the situation for your immediate safety.
    • Stay in your car if there is a risk of injury or if moving might put you at risk of further injury.
  • Move to a safe location if your car is creating a safety hazard or obstructing traffic.
    • Do not leave the scene of the accident!
  • Determine if there are any injuries.
  • Call 911 immediately to report the accident and get help to the scene, if needed.
  • Follow any instructions the police give you.
  • Call your insurance company.
    • Follow any instructions given to you by your agent.
  • Request a tow through your insurance company, if possible.
  • Note the name of the tow company and location to which your vehicle is towed.

At the Scene: Gathering Information

  • Be courteous and polite, but do not admit fault.
  • Take the names and car insurance information of any drivers involved in the accident.
    • Only ask for contact information if the other drivers do not provide insurance information.
  • Get names and contact information for any witnesses to the accident.
  • Provide your name and insurance information to the police and to other driver(s).

Give out ONLY the following information:

  • Your name.
  • Your vehicle’s make, model, year, color and VIN.
  • The name of your insurance company, as well as your:
    • Agent's name and phone.
    • Policy number.
  • DO NOT allow your license or registration to be photographed.
  • DO NOT provide your address or contact information to other drivers, passengers, or witnesses.

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At the Scene: Documenting the Accident

If you have a smart phone or camera, take photos to document the scene if it is safe to do so. Include pictures of:

  • License plates of involved vehicles.
  • Damage to your vehicle.
  • Damage to other vehicles.
  • Damage to property other than vehicles.
  • Objects at the scene, including accident debris, skid marks, fallen branches, etc.
  • Street signs or other landmarks to identify the accident location.
  • Any contributing factors to the accident, such as obscured traffic signs.

If you have an accident report form, fill in as many details as possible at the scene. If not, write down:

  • Time and date.
  • Weather and traffic conditions.
  • Description of the accident.
  • Description of injuries and damage.
  • Details of police or emergency involvement.

Many insurance companies now employ the use of mobile applications to help consumers file claims online and record accident details at the scene. Ask your insurance company about any applications that might be available.

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After the Accident: Next Steps

  • Get a copy of any accident reports or incidents reports filed by the police and other drivers to assist in settling your claim.
  • Follow instructions from your auto insurance agent.

Document Everything

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  • Always write down names of any investigators, including police officers or insurance claims adjustors.
  • Whenever you speak to an insurance company representative, note the date, the name of the person, and a brief description of the conversation.
  • Keep receipts of all expenditures, including transportation, parking costs, and repair costs.
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